The funniest picture of Banner I ever took. This picture instantly gives me the giggles! Love it!
Wednesday, September 28, 2011
Tuesday, September 13, 2011
We're (hopefully) moving!
So... anyone who knows me - knows that I'm not a quitter. That being said... our no-spend month has gone out the window. WE BOUGHT A HOUSE! It is a foreclosure that needs some TLC. But we got it for an incredible price and our interest rate is 4 1/2. We are doing a conventional loan -- which means we are paying 10% down in cash from our savings and the loan is a 30 year and fixed. Ideally we wanted to do a 15 year loan but being young and first time homebuyers with no major assets... we were not permitted to do so. Regardless -- we are thanking the Lord that our mortgage will be low enough to hopefully get it paid off in less than 30 years. I am so proud of my little family. We had our pest inspection last week and they couldn't find any problems there. Also... our home inspection is this week and I'm excited to hear what needs work and what doesn't. The only real obstacles ahead of us are inspection and appraisal. But we're optimistic!
The inside is rather nice. You can tell the old owners put some money into it. The outside... *barf* needs paint BADLY and some major landscaping work. Looking forward to having a garden!!
So here's the specs. It's 1100 sq ft. Kind of small, but whatever -- it's the same size house I grew up in when I was a kid an it was perfect for us. 3 bedrooms, 2 bathrooms, 2 car garage, good neighborhood and close to a huge park. The rooms are pretty good size -- considering the square footage of the whole house the builders used their space wisely. Overall it was an amazing deal for a California property in Dixon. We're thrilled! Currently our close date is set for Oct. 14th, but we have already filed for an extension just in case. Hoping we will be in our new home before Halloween.
So grateful to God for bringing us to this home. The entire process has been nearly stress free -- which I hear is never the case for most people. We are grateful to be working with a team of faithful Christians and we just that all of this has been so blessed. 2 years later and after bidding on 7 houses before this -- we finally (almost) have one!
So... that's the big news. Please continue to pray for us as we go through new and exciting experiences as a family.
Love,
Liz
The inside is rather nice. You can tell the old owners put some money into it. The outside... *barf* needs paint BADLY and some major landscaping work. Looking forward to having a garden!!
So here's the specs. It's 1100 sq ft. Kind of small, but whatever -- it's the same size house I grew up in when I was a kid an it was perfect for us. 3 bedrooms, 2 bathrooms, 2 car garage, good neighborhood and close to a huge park. The rooms are pretty good size -- considering the square footage of the whole house the builders used their space wisely. Overall it was an amazing deal for a California property in Dixon. We're thrilled! Currently our close date is set for Oct. 14th, but we have already filed for an extension just in case. Hoping we will be in our new home before Halloween.
So grateful to God for bringing us to this home. The entire process has been nearly stress free -- which I hear is never the case for most people. We are grateful to be working with a team of faithful Christians and we just that all of this has been so blessed. 2 years later and after bidding on 7 houses before this -- we finally (almost) have one!
So... that's the big news. Please continue to pray for us as we go through new and exciting experiences as a family.
Love,
Liz
Sunday, September 11, 2011
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